Prudential Regulations for Banks

Preface
REGULATION-I	Limit on banks’ exposure to a single person.
REGULATION-II.	Limit on bank’s exposure against contingent liabilities.
REGULATION-III.	Limit on bank’s exposure against unsecured advances.
REGULATION-IV.	Linkage between a borrower’s equity and total borrowing form banks.
REGULATION-V.	Maintenance of debt-equity ratio.
REGULATION-VI.	Financing facilities against shares.
REGULATION-VII.	Dealing with Directors, major Share-holders and Employees of the banks.
REGULATION-VIII.	Classification and provisioning for loans and other assets.
REGULATION-IX.	Management.
REGULATION-X.	Bank charges.
REGULATION-XI.	Opening of accounts.
REGULATION-XII.	Prevention of criminal use of banking channels for the purpose of money laundering and other unlawful trades.
REGULATION-XIII.	Service charge on PLS deposit accounts.
REGULATION-XIV.	Payment of dividend.
REGULATION-XV.	Undertaking of cash payments outside the bank’s authorised place of business.
REGULATION-XVI.	Window dressing.
REGULATION-XVII.	Assuring obligations on behalf of NBFIs.
REGULATION-XVIII.	Minimum conditions for grant of financing facilities.
REGULATION-XIX.	Half yearly data on financing facilities under Automated Performance Appraisal System (APAS).
REGULATION-XX.	Contributions and donations for charitable, socio educational, and public welfare purposes.
REGULATION-XXI.	Fund management services.
REGULATION-XXII.	Reconciliation of Pak-account/inter-branch accounts and settlement of suspense account entries.
REGULATION-XXIII.	Postings/transfers of Officers/Executives in branches operating abroad.
REGULATION XXIV	Maintenance Of Assets in Pakistan.
REGULATION XXV	All Banks & Financial Institutions covered Under Section 3A of BCO, 1962.
PRUDENTIALXXVI	Credit Rating Of The Financial Institutions.