? Nature of fraud

? Business lines

? Individual involved

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Embezzlement: the fraudulent appropriation of funds or property entrusted to your care but actually owned by someone else. It is taking without permission or in violation of a contract.

A willful perversion of facts: the act of rendering something false as by fraudulent changes. Falsification means changing or misrepresenting data.

Falsification of account will include such acts by staff of the bank to willfully destroy, alter, mutilate, falsify any book, paper, writing, valuable security or account, making/abetting making of any false entry.

A deception for profit to yourself: dishonest concealment of facts. Includes the dishonest or fraudulent deception by which the person so deceived is induced to do or omit to do anything, which he would not otherwise do.

The act whereby one principal assumes the identity and privileges of another; it occurs when an entity pretends to be someone or something it is not.

The false making or altering of a writing with the intent to defraud: A document that is false, either as a result of being signed by someone other than the person represented to have signed it or as a result of being a false, worthless replica of a document that has value.

E-Mail Forgery: sending wrong information to bank customers as if it is from authentic bank sources: email spoofing includes forging an email header to make it appear as if it came from somewhere or someone other than the actual source.

Web Site Forgery: diverting the customers of a bank to an exactly duplicated forged web

site and impersonating those customers on real bank site.

Deliberate use of a spurious mark, which is identical with or substantially indistinguishable from a registered mark. Causing one thing to resemble another thing, it is not essential that the imitation should be exact. Skimming

The most prevalent form of counterfeit fraud whereby a genuine card's magnetic strip details are electronically copied and put onto another card.

An activity where the criminal steals the actual card at the ATM by attaching a device to the card reader slot.

Recording the whole transactions of a bank, or customer etc and replaying the same for their advantage.

Though the server is available, making it not able to render service, by poisoning the Network Infrastructure.

Trading by officers, directors, major stockholders, or others who hold private inside information allowing them to benefit from buying or selling stock.

The practice of participating in transactions based on privileged information, gained by one's position and not available to the public, when such transactions affect the price giving an unfair advantage to the trader.